Representative 2,986% APR
Representative example:

Amount of credit: £200.00

Duration: 28 days

Total amount payable in one installment: £260.00

Interest Rate: 360% p.a (fixed)

Representative 2986% APR

Customer Charter

As a member of the CCTA we have adopted a Good Practice Customer Charter which highlights industry standards for your ongoing protection. For the Customer Charter CLICK HERE and the Addendum CLICK HERE

Short on cash?

Cash Genie offers short terms loans that are designed to give you a cash advance until your next payday. With Cash Genie, you can apply for a loan online and have your loan deposited to your account the same day.1

Our mission statement

To deliver an efficient, effective and convenient lending service that exceeds customer expectations with an outstanding service.

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Would a loan from Cash Genie be right for you?

We offer short term, emergency loans. They are intended to meet your short term needs and are an expensive form of credit if you use them to borrow over longer periods. To find out more about whether our loans are suitable for you, click here.

We charge £30 for every £100 borrowed. Click here for more about the charges that apply to our loans and over what periods.

We offer loans between 5 and 35 days. If you are not able to pay back on the agreed payment date, it may be possible for you to extend the borrowing period, subject to our assessment of how affordable it is for you to do so. To find out more about rolling over and the additional charges that may apply, click here.

We collect payment via continuous payment authority. For details of what this is and how it would apply to you, click here.

You need to ensure that you can pay back your loan on the date agreed. If you miss your payment, you will have to pay default charges. Missing payments may also impact your credit rating and make it harder to obtain credit in the future. To find out more about the consequences of missing payments, click here.

We seek only to lend to those who can afford to pay back their loan. To find out more about our affordability requirements, click here.