Representative 2,986% APR
Representative example:

Amount of credit: £200.00

Duration: 28 days

Total amount payable in one installment: £260.00

Interest Rate: 360% p.a (fixed)

Representative 2986% APR

Would a loan from Cash Genie be right for you?

We offer short term, emergency loans. To find out more about whether our loans are suitable for you, click here.

We charge £30 for every £100 borrowed. Click here for more about the charges we apply.

If you are not able to pay back on the agreed payment date, it may be possible for you to extend the borrowing period, click here to know more.

We collect payment via continuous payment authority. For details of what this is and how it would apply to you, click here.

If you miss your payment, you will have to pay default charges. To find out more about the consequences of missing payments, click here.

We seek only to lend to those who can afford to pay back their loan. To find out more about our affordability requirements, click here.

Responsible Lending

Get Free Help and Advice

If you are in financial difficulties, you can get free independent help and advice from a number of organisations. If you have defaulted on your loan or you are in arrears with your payments, please click arrears or default for more information.

Transparency

We are proud to offer our customers a totally transparent service. We make sure you know how much you are borrowing and how much you need to pay back.  This will be the sum of the amount you borrowed plus the interest. You will be able to see the total amount repayable prior to taking out the loan in the Pre-Contract Credit Information (Standard European Consumer Credit Information) and the Adequate Explanation. If you want to know whether this “Loan is Right for You”, it is all on our website.

Our website is securely designed and is also verified by an independent web server certification. We comply with both the Data Protection Act 1998 and the Consumer Credit Act 1974. We ensure customer data is protected and kept confidential. Our membership with the CCTA and our adherence with the Customer Charter and the Addendum to Industry Codes of Practice demonstrate that we have a strong compliance culture and we always strive with providing you with excellent customer service as well as offering a high standard of consumer protection.

Customer Satisfaction and Trust

We are here to help! Our excellent customer service team will happily help you with any problems or queries. We are available at the end of the phone. Please call us if you have any issues with your application or loan on 0845 956 9848.

Customer Selection

It is our responsibility not to lend to people who cannot pay the loan back. Each application is assessed on an individual basis. We perform an assessment of affordability each time we provide a loan to someone and we perform credit checks as well as other internal checks before  we give a loan.

Our Commitment to Responsible Lending

The purpose of a short term loan is to act as a temporary solution to cash flow problems. They are not intended for sustained borrowing over long periods of time. We do as much as we can to ensure you don't borrow more than you can afford to pay back. However, it is also your responsibility to ensure you borrow what you can afford to repay so that you don't fall into debt. Please think carefully before taking out a loan with us; please ensure that you are able to repay the total outstanding balance on the due day.