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Typical APR 2,623%
on a 30 day loan.

Cash Genie's Responsible Lending Policy

We have a tried, tested and successful model for responsible, short term lending - Based on this, and our sophisticated credit checking system, tens of thousands of loans have been offered to help customers with their short term credit to date.

Cash Genie assesses your capacity to repay

We do a customised credit history check and calculate the correct amount you can borrow in seconds. This ensures we only lend to people who can afford to repay and they borrow no more than they can afford.

We want you to repay quickly and get on with your life

Traditional sources of credit keep you repaying for as long as possible. Cash Genie cash advances are for days or weeks - not months. 31 days is the longest cash advance we'll give you. We don't force you to borrow more than you need and pay interest for longer than necessary.

Cash Genie helps you with small cash flow shortages on super short notice.

If you need more than £750 for longer than a few days or weeks you should consider a different type of loan. We give you a safety net for when unexpected expenses catches you by surprise. You might only use us once or twice ever. That's fine.

We don't want you to go overdue

We want you to repay on time and get on with your life. We make affordable, flexible arrangements and minimise charges for overdue clients. People who have defaults with us can't ever borrow from us again.

We're transparent - everything's out in the open.

We'll always tell you upfront exactly what the costs are. There are no catches or extra costs to worry about. Play with the calculator before you apply. See a breakdown again before you confirm your cash advance. Login anytime after and view all of your cash advances. SMS messages and emails are also sent to help you keep track of your applications and repayment detail.

Cash Genie gives free financial guidance.

Our clients can ask us any money questions they want and we'll research it and respond, then publish it for everyone to see. There's also a budget template, an e-book on debt options, cost cutting tools and countless articles on money matters so our clients can improve their financial position in the long run.

We love compliance

We are Office of Fair Trading licensed and a member of the British Cheque Cashers Association.