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Typical APR 2,623%
on a 30 day loan.

About Cash Genie Payday Loans

A Cash Genie payday loan is the quickest, and in many cases, best way to handle those little emergencies that life throws your way. As it is a short-term loan which not only gives you quick access to your money, but also keeps you from having to worry about the cycling debt of credit cards.

Cash Genie looks at your payday loan differently. It starts with eliminating as much of the paperwork involved as possible. This not only makes it easier on everyone concerned, but also saves you precious time when you need your money. You just need to fill out a simple and quick online application. This gets the paperwork out of the way, making accessing your payday loan all that much easier. It can also help when you already have your cheque, and need your cash without waiting for a bank to clear it. It also makes it so much easier to have the cash put on the card, making it as easy to use as a credit card, without the interest.

We offer a solution for occasional, urgent and short-term cash needs as opposed to a larger loan or credit card you have to commit to for a long time. Cash Genie payday loans are for small amounts for days or weeks, not months. It's a short term credit solution for smoothing out welfare and maintaining consumption - whether it's something unexpected, like a car repair or for some of life's luxuries like going out for dinner or even a weekend away.

Now that Cash Genie have made it so easy to get your payday loan, it is right there for you when you need it. Never before, have so many people found it so easy to get their cash so quickly. Now that they don't even have to go down to an office, the little emergencies of life don't seem quite so big.

1. Complete the online application form

There's generally no paperwork to fax and no phone calls to make. Do it all online with the advanced cash genie application system.

It takes 2 to 3 minutes to apply. When you submit your application, an automatic lending decision, credit check and calculation of your cash advance happens in 1-2 seconds. You'll get a loan offer that suits your financial needs and is within the limits of what you can afford to repay.

2. Confirm your Cash Genie loan application

Then we'll show you the exact breakdown of your fees, repayment dates and terms and conditions before you proceed. If you're happy with everything, you enter a verification code sent to you by sms to confirm your Cash genie loan application.

4. We review your details

Cash Genies does a quick check to confirm your details. After that, your applications are processed and paid right away.

5. Cash Genie deposits your loan

The fun part. You'll get an SMS and email telling you when you've been approved. Shortly after, we'll deposit the cash straight into your bank account.  As soon as the money hits your account you are able to sepnd it on whatever you like. Even repayment is hassle free - coming out of your bank account automatically on your next payday.