Representative 2,986% APR
Representative example:

Amount of credit: £200.00

Duration: 28 days

Total amount payable in one installment: £260.00

Interest Rate: 360% p.a (fixed)

Representative 2986% APR

Would a loan from Cash Genie be right for you?

We offer short term, emergency loans. To find out more about whether our loans are suitable for you, click here.

We charge £30 for every £100 borrowed. Click here for more about the charges we apply.

If you are not able to pay back on the agreed payment date, it may be possible for you to extend the borrowing period, click here to know more.

We collect payment via continuous payment authority. For details of what this is and how it would apply to you, click here.

If you miss your payment, you will have to pay default charges. To find out more about the consequences of missing payments, click here.

We seek only to lend to those who can afford to pay back their loan. To find out more about our affordability requirements, click here.

About our Short Term Loans

A Cash Genie short term loan offers an efficient, short term solution for handling those little emergencies that life throws your way.

Our application can be completed online. However, if you have any trouble completing the application please do not hesitate to give us a call on 0845 956 9848 and we will be happy to help; we can talk you through the whole process over the phone.

We offer a solution for short term cash flow problems. We do NOT advise our customers to use our services over long periods of time. Our loans are here to provide a short term credit solution!

How do I apply for a loan?

Cash Genie lends responsibly and will lend to you only if you satisfy the lending criteria and all of Cash Genie's internal requirements.  Cash Genie offers small loans and should only be used as a short term financial solution. 

If you wish to apply for a loan with us then click the ‘apply now’ tab at the top of the page. You will then be guided through 3 application steps where we will ask for your personal details to process your loan. Once you have completed your application, a decision will be made on whether the application is unsuccessful or being processed and you will be advised accordingly. If your application is unsuccessful, that means that we cannot provide you with a loan as you don’t meet our initial criteria.

If your application is successful, you will be required to sign the loan agreement before we perform some final checks. At this stage, we have not yet agreed  to provide you with a loan. You will be requested to log in to your members area to sign your loan agreement. This must be signed before we can carry out the final checks for your application.

Once signed, security and verification checks will be completed and if you pass all the checks, you will be contacted by one of our customer service staff to confirm that you have been and to transfer the money to you.

The end to end timescale can vary depending on security checks, however, the process can generally be completed within an hour. On your chosen date we collect a single payment from your debit card, so you just need to ensure the required funds are available in the associated bank account.

We can lend you up to £500 irrespective of you being a first time customer or returning customer as long as you meet our initial criteria, our internal checks and our affordability assessment.

For more information on our service, check out our FAQ page for answers to specific questions.